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The app will automatically deduct the $75 from your next paycheck, and dave doesn’t have any hidden fees or interest charges. The app runs on a tip system, so you can opt to leave a tip if the service worked well, but it is up to you. Valid sa id number (to send money) valid sa cellphone number (to receive money) *not available on student achiever and (sum)1 accounts The app will automatically deduct the $75 from your next paycheck, and dave doesn’t have any hidden fees or interest charges.